Insurance Built for Community Associations
Condo Boards
HOA Boards
Property Managers
What Sets Us Apart
Condo and HOA is a practice for us, not a side line. We market your program broadly, structure wind deductibles deliberately, and stay reachable between renewals. You get advisors who know Florida statute pressure, reserve constraints, and what a board is actually held to.
- Visibility & Accessibility
- Specialization in Community Associations
- Coverage & Cost Optimization
- Year-Round Risk Management & Advocacy
- National Resources. Local Expertise.
Coverages We Place
Property Coverage
Protect the property and equipment that you rely on every day.
- Property
- Wind
- Wind Deductible Buy Back/Down
- Flood
- Equipment Breakdown
- Ordinance & Law
Liability Coverage
Coverage designed for you and your employees.
- General Liability
- Umbrella/Excess
- Directors & Officers
- Workers’ Compensation
- Cyber Liability
- Legal Defense
Specialized Coverage
Prepare for the unexpected with additional coverages.
- Crime
- Loss Assessment
- Landscaping
- Glass
- Mold/Sewer Back-Up
About Liberty
Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four years by the Hales Report.
Liberty is not your typical insurance broker: We are a culture-first organization, and believe “If you put people first, good business will follow.” Our goal is to clear the path of political and administrative distractions so our valued team of creators can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.
