Specialty Insurance

Insurance for Hotel and Hospitality Operators

Coverage reviewed together, not policy by policy.
Unique Risks

Where hospitality programs come apart:

Most hotel programs get reviewed one policy at a time. The gaps sit in between. These are the ones we see first.

Guest injuries that escalate

A slip on a wet lobby floor or an incident at the pool starts as a report at the front desk. What matters is how your liability coverage responds once it turns into a claim.

Rooms offline longer than planned

Fire, water damage or a storm can pull rooms out of service well past the repair estimate. Business interruption coverage is what pays for the occupancy you lose while they are dark.

A card breach at the front desk

Hotels hold a large amount of guest data. A card breach or a system outage hits operations and reputation at the same time. Find out how your coverage responds before it happens.

Gaps between the policies

Property, liability and business interruption are usually bought and reviewed separately. Looked at in pieces, the gaps show up between them, and nobody sees them until a loss does.

See how your program holds up in a real incident.

A short review. No prep needed.

Who We Serve

Our Review is Built For:

Hotel and resort owners and operators
Hospitality groups with more than one property
Independent and boutique hotels
Franchised and flagged properties
Management companies running properties for others
& more!
Coverage

Coverage We Review for Hospitality

Liability & Guest Injury

Premises liability for slip-and-fall incidents, pool-related claims and other guest injuries, reviewed for how it responds once a claim escalates.

Property & Business Interruption

Fire, water damage and storm losses, paired with business interruption coverage that accounts for rooms offline and lost occupancy.

Cyber & Data

Coverage for card breaches and system outages, checked against the guest data and operations your property runs on.

About Us

About Liberty

Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four years by the Hales Report.

Liberty is not your typical insurance broker: We are a culture-first organization, and believe “If you put people first, good business will follow.” Our goal is to clear the path of political and administrative distractions so our valued team of creators can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.

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Renewal season is a bad time to find out what your policy left out.