Most hotel programs get reviewed one policy at a time. The gaps sit in between. These are the ones we see first.
A slip on a wet lobby floor or an incident at the pool starts as a report at the front desk. What matters is how your liability coverage responds once it turns into a claim.
Fire, water damage or a storm can pull rooms out of service well past the repair estimate. Business interruption coverage is what pays for the occupancy you lose while they are dark.
Hotels hold a large amount of guest data. A card breach or a system outage hits operations and reputation at the same time. Find out how your coverage responds before it happens.
Property, liability and business interruption are usually bought and reviewed separately. Looked at in pieces, the gaps show up between them, and nobody sees them until a loss does.
A short review. No prep needed.
Premises liability for slip-and-fall incidents, pool-related claims and other guest injuries, reviewed for how it responds once a claim escalates.
Fire, water damage and storm losses, paired with business interruption coverage that accounts for rooms offline and lost occupancy.
Coverage for card breaches and system outages, checked against the guest data and operations your property runs on.
Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four years by the Hales Report.
Liberty is not your typical insurance broker: We are a culture-first organization, and believe “If you put people first, good business will follow.” Our goal is to clear the path of political and administrative distractions so our valued team of creators can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.