Behavioral Health Insurance Program

Specialized Insurance for Applied Behavioral Analysis (ABA) providers.

*available in all 50 states
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You face unique challenges as an Applied Behavioral Analysis (ABA) provider. The Liberty Company’s Behavioral Health Group understands these challenges, helping to protect your practice.

We have an EXCLUSIVE insurance program designed specifically with the needs of ABA agencies in mind.

Behavioral Health Insurance Program

Our exclusive program was created for ABA practices treating children and adults with autism and related disorders. Get protected against the unique risks your business faces.

Main Coverage Components

Every policy through our program has four (4) main coverage components:

Professional Liability

Professional liability insurance is a coverage that protects your company against claims that a professional service you provided caused your client to suffer financial harm.

General Liability

General liability insurance protects your business against third-party claims of bodily injury or damage to someone else’s property caused by your operations.

Abuse & Molestation

This critical coverage responds to allegations of sexual/physical abuse and molestation and provides for defense costs and indemnification.

Auto Liability (Hired & Non-Owned)

Auto Insurance provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work.

Other Available Coverages

Property

Employment Practices Liability (EPLI)

Medical

Dental, Vision, and Life

How Much Coverage Does Your ABA Agency Need?

At Liberty, our team of experts can help you find the right coverage at the right price for your business.

Coverage Highlights

Our program has been helping ABA agencies like yours manage risk for over a decade. In addition, we also provide a number of valuable services with our program to help ensure your success.

Main Coverage

Policy Limitations:
  • Professional Liability ($1M-3M)
  • General Liability ($1M-3M)
  • Abuse and Molestation ($1M-3M)
  • Hired & Non-Owned Auto (Up to $1M)
  • Disciplinary Proceedings (Up to $100K)

Value-Added Services

What's Automatically Included:
  • Occurrence-Based Policy
  • Innocent Party Defense for Abuse
  • Automatic Additional Insured Status
  • Blanket Waiver of Subrogation
  • Automatic Coverage for Employees
  • HR Support Tools
  • Risk Management & Loss Control

Subject to change based on policy terms, conditions, and underwriting limitations.

We offer flexible payment options for ABA agencies of all shapes and sizes!

Are you ready to protect your agency against risk? Our seasoned insurance professionals are ready to help.

Property Coverage Enhancements & Limits

Below are the property coverage enhancements available with our plan, and their relevant limits. As with our professional liability coverage, please note coverage and limits are subject to change based on policy terms, conditions, and underwriting limitations.

$10,000

Computer and Funds Transfer Fraud

$50,000

Employee Theft Incl. ERISA Compliance

$10,000

Tenant Glass

$30,000

Forgery and Alteration

$100,000

Sewer Backup

$300,000

Business Income

$50,000

Property of Home Care Provider

$5,000

Identity Theft Expenses

$50,000

Executive Officer Replacement Expenses

When choosing an insurance provider, it’s important to pick a broker and risk management professional who understands the unique needs of your business.

The Liberty Company understands the specific needs of ABA business owners. Our team has years of experience and has crafted insurance and risk management solutions to address specific areas of concern for your business.

Our programs are backed by “A” rated insurance carriers and have been designed specifically with your business in mind.

Because of the high ethical and operational standards imposed on BHCOE accredited providers, you are considered a superior risk to others in the ABA field and may qualify for additional coverage or credits with our ABA insurance program.

We want to become your risk management department. Our services go beyond placing insurance protection. We engage and consult with our clients on how best to protect their businesses.

ABA Risk Assessment

Ready to get started? Please fill out the following fields to get started on the form fill application.

*available in all 50 states
Enter to win a
$100 Amazon Giftcard

To enter, simply 

ZoomInfo Form - ABA - Risk Assessment

Application Type

How can we help you?

General Information

Name
Name
First
Last

General Information

Are you a member of CalABA?
Are you BHCOE accredited?

General Business Information

Do you provide any of the following training programs? (Select all that apply.)

ABA Program Information

Do you provide any of the following Behavioral Health Services? (Select all that apply.)
For home-based programs, does your intake process involve questions on the following? (Please select all that apply.)

Employment Information

Which of the following checks are performed on prospective employees?
Do you have any staff members in the following roles? (Please check all that apply.)
Have you hired any independent contractors?
What role(s) are your independent contractors? (Please check all that apply.)

Abuse / Molestation

Do you have any of the following policies or procedures in place for dealing with abuse/molestation? (Please select all that apply.)

Property

Do you have a physical location requiring coverage?
Location Address
Location Address
City
State/Province
Zip/Postal
Country
Ownership Status
Does your building have the following features? (Please select all that apply.)

Current Insurance Information: General Liability

Do you currently have general liability insurance?
Have you had any general liability claims in the past 5 years?

Current Insurance Information: Automobile Liability

Do You currently have automobile liability insurance?
Have you had any automobile claims in the past 5 years?

Current Insurance Information: Professional Liability

Do you currently have professional liability insurance?
Have you had any professional liability claims in the past 5 years?

Current Insurance Information: Abuse/Molestation Liability

Do you currently have abuse/molestation liability insurance?
Have you had any abuse/molestation claims in the past 5 years?

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*available in all 50 states