Employee Benefits for CPA Firms
Where a firm's benefits program quietly drifts
Most firms set up their plan once and renew it every year after that. These are the gaps we find when we finally take a look.
If your plan renews January 1, the decision lands in November, just as the firm gears up for tax season. With no time to compare options, the plan rolls over at whatever the carrier quoted.
A plan set up when the firm had twelve people is often still fully insured at thirty. Level-funded and self-funded options change the math at that size, but only if someone runs the numbers.
Pre-tax premiums need a Section 125 plan document, and ERISA plans need a written plan and summary plan description. Firms that catch this for clients often run their own plan on carrier booklets alone.
Staff accountants compare offers line by line against larger firms and corporate finance roles. Student loan help, a better dental plan, or real disability coverage can decide whether they sign.
The team that handles your professional liability can review your benefits program too, and there’s no obligation.
Built for Accounting Firms:
Benefits We Place for CPA Firms
Fully insured, level-funded, and self-funded options, priced against your actual headcount and claims history. We show you where each one makes sense for a firm your size.
The core group lines staff ask about first. Disability matters in a profession where one partner’s absence during busy season hits revenue.
Section 125 plan setup so premiums and eligible expenses come out pre-tax. Your employees keep more of each paycheck and the firm lowers its payroll tax bill.
Voluntary worksite coverage, student loan reimbursement, and child and elder care support. These cost the firm little and weigh heavily with younger staff.
Plan documents, required notices, and ACA reporting help, so the firm’s own plan would hold up to the same review you’d give a client’s.
Enrollment support, benefits administration, and employee engagement tools. Your office manager gets a direct line instead of a carrier call center.
About Liberty
Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four years by the Hales Report.
Liberty is not your typical insurance broker: We are a culture-first organization, and believe “If you put people first, good business will follow.” Our goal is to clear the path of political and administrative distractions so our valued team of creators can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.
