Insurance for Oil & Gas Contractors
Where generic policies leave you exposed:
Your contracts demand coverage that standard forms were never written to provide. These are the gaps we find most often.
Damage to the formation, the wellbore, or downhole equipment is excluded outright on most standard general liability forms. If you touch a well, that exclusion is the whole job.
An injured employee of your subcontractor sues the operator, the operator turns to your policy, and your employer's liability endorsement is silent. This is the most expensive gap in the class.
A release discovered on day 40 and reported on day 80 needs discovery and reporting windows most policies do not give you. Buried sublimits also collapse fast once remediation starts.
Operators and lease owners want blanket additional insured status, primary and non-contributory, with waiver of subrogation. Certificates get rejected at the gate when the underlying form does not support it.
Send us your current program. We’ll tell you what it covers, what it doesn’t, and whether it’s priced right. No cost, no obligation.
Our Program is Designed For:
Coverages We Place for the Oil & Gas Industry
A proprietary broadening endorsement covering underground resources and equipment, broad form property damage, and blanket additional insureds. Defense costs sit outside the limit.
Stand-alone dedicated limits up to $10M, with 45 days to discover and 90 days to report. Owned-site sublimit of $100,000.
Contractors’ equipment, cargo and transportation, and riggers coverage. Downhole tool coverage available to $150,000 on request.
Broadened pollution including upset and overturn, for tankers, vac trucks, and crew vehicles running lease roads.
Limits to $10M, layered to meet what operators and lease owners put in front of you.
Monthly reporting available, with class code review and experience modification analysis.
About Liberty
Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four years by the Hales Report.
Liberty is not your typical insurance broker: We are a culture-first organization, and believe “If you put people first, good business will follow.” Our goal is to clear the path of political and administrative distractions so our valued team of creators can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.
