Steve Carter
Vice President of Commercial Lines
About Steve
I partner with businesses to design tailored commercial insurance and risk management solutions that address your unique exposures. I ensure you have the right protection in place by staying ahead of market changes and advocating for you during claims. My goal is to handle the complex details so you can focus on running your business with certainty.
Read Steve's Full Bio
I help business owners build commercial insurance strategies that go beyond checking a box. My goal is to actively manage risk and cover your specific exposures. By assessing your needs, I place the right coverage across multiple lines to ensure every aspect of your operation is secure against the unexpected.
I prioritize building strong client relationships through ongoing, dedicated service because insurance is built on trust. I view myself not just as an advisor, but as a long-term partner invested in your success.
I stay current on regulatory shifts and industry trends so you don’t have to. I use this knowledge to negotiate effectively with carriers and secure the best possible terms. This ensures your coverage keeps pace with your business as it grows.
When it matters most, I stand by your side. I support clients through the claims process with the help of an experienced team that works directly with the insurance carrier on your behalf. You can feel confident knowing you have a dedicated resource fighting for your best interests.
My approach is simple. I provide the insight and advocacy you need to protect your hard work. This allows you to operate your business with true peace of mind.
Expertise
- Workers' Comp & Risk Management
- Captive Insurance Programs
- Loss Sensitive Solutions
- Employee Benefits Solutions
- In-House TPA Services
- Complex Account Expertise
What We Cover
Smart coverage starts here. We take the guesswork out of insurance by delivering tailored solutions that actually make sense for your business. Just fill out the form—we’ll take it from there.
Commercial General Liability (CGL)
Commercial General Liability (CGL)
- Shields against common claims
- Covers legal defense costs
- Foundational business protection
- Manages third-party risks
Commercial Property Coverage
Commercial Property Coverage
- Protects buildings and equipment
- Secures your physical assets
- Minimizes operational downtime
- Tailored asset protection
Workers’ Compensation
Workers’ Compensation
- Protects your valued team
- Ensures state law compliance
- Supports injured employee recovery
- Managed claims advocacy
Commercial Auto
Commercial Auto
- Business-owned vehicle insurance
- Fleet operations coverage
Services & Benefits
Specialized Insurance Programs
Custom-built policies for property managers.
Comprehensive Risk Assessments
Identifying gaps in coverage and risk exposure.
Claims Support and Advocacy
Helping clients navigate and manage claims efficiently.
Access to Exclusive Carrier Programs
Leveraging long-standing industry relationships to offer top-tier coverage options.
Access to Online Portal
Providing resources for online risk management, safety training, and HR.
24/7 Client Support
Always available for questions and guidance.
About Liberty
Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry. The Liberty Company was recently recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. by the Hales Report and has been recognized for its rapid growth by Inc., and The Los Angeles Business Journal.