Specialized Insurance

Insurance for Contractors

Insurance Coverage for Skilled Laborers and Construction Professionals

Work with our team at Liberty when you need guidance from experts who understand the risks involved with skilled labor and contracting.

Your leadership, our expert coverage risk management advice. Let’s take your construction business to the next level!

Common Contractors We Serve

  • General Contractors
  • Electricians
  • Plumbers
  • Roofers
  • HVAC Technicians
  • Painters
  • Carpenters
  • Concrete Contractors
  • Drywall Installers

Contractor Insurance Coverage Options

General Liability

COMMERCIAL COVERAGE

General Liability Insurance

Offers businesses protection against third-party claims for bodily injury, property damage, and other related liabilities, helping cover legal expenses and potential settlements.

Excess Liability

COMMERCIAL COVERAGE

Excess Liability Insurance

Excess liability insurance provides additional coverage beyond the limits of an underlying liability policy, offering extra protection against large claims.

Commercial Property

COMMERCIAL COVERAGE

Commercial Property Insurance

Protects businesses against financial losses resulting from damage or loss of physical assets, such as buildings, equipment, and inventory.

Inland Marine

COMMERCIAL COVERAGE

Inland Marine Insurance

Businesses that transport goods or equipment over land face numerous risks that can disrupt operations. Without the right inland marine insurance in place, they may face significant financial strain when dealing with losses or damages.

Commercial Auto

COMMERCIAL COVERAGE

Commercial Auto Insurance

Provides coverage for vehicles used for business purposes, protecting against physical damage and liability for accidents involving company-owned or -leased vehicles.

Workers' Compensation

COMMERCIAL COVERAGE

Workers' Compensation

Provides financial and medical benefits to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages while protecting employers from potential lawsuits related to workplace injuries.

Professional Liability

COMMERCIAL COVERAGE

Professional Liability Insurance

Protects professionals from financial loss due to claims of negligence, errors, or omissions in the performance of their professional services.

Builder's All Risk

COMMERCIAL COVERAGE

Builder's All Risk Insurance

Covers property damage and loss to buildings under construction, including materials and equipment, against risks such as fire, theft, and natural disasters.

Why Choose Liberty?

Specialized Expertise

We specialize in insurance for contractors and understand the unique risks you face.

Cost Savings

Liberty's partnerships with leading insurance companies assures you the lowest market costs without compromising on coverage

Pro-Active Support

Liberty's support team gives you pro-active, response communication at every step.

Meet Our Expert

Hasten Jones

Vice President, Commercial Producer

Hasten Jones, a Sacramento native and proud California State University alum, brings over 20 years of B2B sales expertise to his role as VP Commercial Producer at The Liberty Company Insurance Brokers. Hasten is committed to working closely with business owners to craft tailored protection strategies, delivering innovative insurance solutions designed to address unique risks and secure their future.

Frequently Asked Questions about Contractor's Insurance

Contracting businesses need insurance for a variety of reasons, but most importantly, they simply have quite a lot of exposure that could cause problems at literally any time. Youโ€™re working with dangerous materials, machines, and products.

Plumbers, HVAC techs, electricians, and other specialized tradesmen, youโ€™re operating in potentially dangerous environments. You need coverage because your businessโ€”quite literallyโ€”depends on it.

Contractors perform skilled labor in homes and businesses throughout the community, offering plumbing, electrical, HVAC, and other technical services to the public.

Contractor work in construction often applies to the nuts and bolts of the building that make it functional, including the plumbing, electrician, HVAC system, etc.

At Liberty, we recommend you choose our team of experts because we offer expert guidance, quotes from all the best carriers, claims support, and a host of other options that will maximize the performance of your business.

Donโ€™t hesitate to reach out. We can answer your questions, write coverage,ย and close the deal so you can get back to work.

Contractors could use business support simply because these types of businesses are so diverse. You can work with The Liberty Company to better manage:

  • Hiring
  • Leadership
  • Bookkeeping
  • Safety training
  • Educational support

With this sort of support, you can change the way your business runs, enhance your bottom line, and protect your team. Remember, your business is so diverse that getting support is a good thing.

How It Works

We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!

1. Discuss Your Needs

2. Obtain Partner Quotes

3. Review Your Options

4. Bind Your Coverage

Request a Quote

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