Your Results

Based on your preferences, we suggest choosing a

Small Deductible Plan

Small Deductible Plans offer lower premiums and manageable deductible levels, making it easier to budget while still providing essential coverage. 

That said, there are often other factors to consider before deciding on a plan.

Our team can guide you through the specifics and help you decide if this option aligns with your goals.

Based on your preferences, we suggest choosing a

Group Captive Plan

Group Captive plan could provide the right balance of cost savings and control. This approach allows for shared risks and potential profit sharing, while still maintaining flexibility in plan structure.

That said, there are often other factors to consider before deciding on a plan.

Our team can guide you through the specifics and help you decide if this option aligns with your goals.

Based on your preferences, we suggest choosing an

Incurred Retro Plan

An Incurred Retro Plan might be ideal for your needs, offering you greater control over claims management and financial predictability. This plan type adjusts premiums based on actual losses, which can lead to significant savings if your claims are well-managed.

That said, there are often other factors to consider before deciding on a plan.

Our team can guide you through the specifics and help you decide if this option aligns with your goals.

Talk to Our Expert

Kirk Aguilera is Liberty’s Workers’ Compensation Practice Group Leader. Kirk  has dedicated the last 25 years of his nearly 30-year insurance industry career learning and perfecting workers compensation.