Is Your LPL Coverage Ready for Remote Work? (Spoiler: It Might Not Be) 


The legal landscape has undergone a significant shift in recent years, with the rise of remote work becoming a defining trend. While this flexibility offers numerous benefits for both lawyers and clients, it also presents unique challenges for maintaining professional standards and mitigating the risk of malpractice.  

This article explores the potential pitfalls of remote legal work, how they can increase the chance of errors and omissions, and how lawyers and insurance professionals can adapt to this evolving environment.  

Challenges of Maintaining Communication and Deadlines Remotely  

  • Reduced In-Person Interaction: The cornerstone of strong lawyer-client relationships is clear and consistent communication. Remote work can make it harder to gauge client concerns and build trust through face-to-face interaction.  
  • Distractions and Disruptions: Working from home often introduces distractions like family members or household chores, leading to missed deadlines or errors in critical tasks.  
  • Technology Dependence: Reliance on technology for communication and document sharing creates vulnerabilities. Technical glitches or cybersecurity breaches can cause delays or data loss, impacting client service.  

Increased Risk of Errors and Omissions in a Remote Setting  

The challenges mentioned above can directly contribute to an increased risk of malpractice claims:  

  • Misunderstandings During Communication: Without clear, in-person communication, clients may misinterpret instructions or deadlines, leading to frustration and potential claims.  
  • Missed Deadlines and Filing Errors: Distractions and reliance on technology can lead to missed deadlines or errors in court filings, contracts, or other critical documents.  
  • Data Security Issues: Cybersecurity breaches or mishandling of sensitive client data while working remotely can result in significant financial losses and reputational damage.  

Adapting Lawyers Professional Liability (LPL) Coverage for the Remote Era  

As the legal profession embraces remote work, traditional LPL policies may require adjustments to ensure adequate coverage:  

  • Cybersecurity Endorsements: Consider adding endorsements to your LPL policy that specifically address data breaches and cyberattacks.  
  • Increased Limits for Technology Errors & Omissions: Explore LPL coverage options with higher limits to protect against potential financial losses stemming from technology-related mistakes.  
  • Communication & Collaboration Coverage: Look for LPL policies that offer coverage for miscommunication or missed deadlines caused by remote work challenges.  

Tips for Lawyers to Manage Risk While Working Remotely  

Here’s what lawyers can do to minimize the risk of malpractice in a remote setting:  

  • Establish Clear Communication Protocols: Set expectations with clients regarding preferred communication methods and response times. Utilize video conferencing tools to foster face-to-face interaction.  
  • Create a Dedicated Workspace: Designate a quiet, distraction-free area to work from, minimizing disruptions and improving focus.  
  • Invest in Reliable Technology: Utilize secure cloud storage solutions, robust cybersecurity software, and reliable internet connectivity to prevent data loss and technical glitches.  
  • Maintain Strong Documentation Practices: Document all client interactions, deadlines, and task completions to avoid misunderstandings or missed deadlines.  
  • Stay Current on Technology and Cybersecurity: Continuously educate yourself and your staff on best practices for remote work security and data protection.  

By understanding the unique risks associated with remote work and proactively adapting LPL coverage and risk management strategies, lawyers can thrive in this new environment while maintaining the highest professional standards.  

For more information on Liberty’s Lawyers Professional Liability Solutions, please reach out to DJ Mckenna, Division Manager (Lawyers Professional Liability), The Liberty Company Insurance Brokers.  

Learn More About Liberty's National Lawyers Professional Liability Practice Group

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