Commercial Coverage

Film, Event Production & Equipment Rental House Insurance

Specialized Coverage for When The Show Must Go On

At Liberty, we specialize in providing coverage for the film production and event industry.

With our expertise, we can help you find the right coverage to protect your valuable equipment and ensure your production goes smoothly.

Who Needs Film and Production Equipment Rental Insurance?

If you rent equipment for a film or production, whether you’re a professional studio or an independent filmmaker, you should consider purchasing rental insurance. This coverage can help protect against damage, theft, or loss of equipment while it’s in use.

Why Do I Need to Insure the Equipment of my Event Company, Production Company, and Equipment Rental House?

Even with proper precautions of obtaining certificates of insurance to transfer risk, accidents can happen on set or during transportation, and repairing or replacing equipment can be costly. Without the proper insurance, you may be responsible for paying these expenses out of pocket. Furthermore, some rental companies may not offer sufficient coverage or have exclusions in their policies that may leave a production company exposed to financial risks. Purchasing rental insurance can help mitigate these risks and provide peace of mind for a smooth production process.

Furthermore, if a third party that is liable for a loss has overage that is limited or may have expired having the right coverage in place will protect your financial interest.

Types of Coverages for Film and Production Equipment

Equipment Coverage

Equipment Coverage provides coverage for damage, theft, or loss of equipment while it's in use, including cameras, lighting, sound equipment, and more.

General Liability

General Liability Insurance provides coverage for third-party claims of bodily injury, property damage, or personal injury, which can arise from the use of equipment.

Commercial Auto

Commercial Auto provides coverage for vehicles used for business purposes, such as transporting film and production equipment to and from locations.

Workers’ Comp

Workers' Compensation provides coverage for employees who are injured or become ill on the job, including those who operate and transport production equipment.

Commercial Property

Commercial Property provides coverage for damage or loss of property, including film and production equipment, due to covered events such as fire or theft.

Umbrella and Excess

Umbrella and Excess insurance provides additional liability coverage beyond the limits of primary policies, such as General Liability, to protect against larger claims related to injury or damage caused by the use of equipment.

Employee Benefits

Designed to support the well-being and security of production crew members. These benefits typically include comprehensive health insurance coverage as well as access to retirement plans or pension schemes to help employees plan for their future.

Professional Liability

Provides essential protection against potential legal claims arising from errors, omissions, or negligence in the production process, ensuring that filmmakers and production companies are safeguarded financially and legally.

What Coverage Options are Right for Your Film and Production Company

At Liberty, our team of experts can help you find the right coverage at the right price for your business.

Are you a contractor in the event industry?

Learn about our specialized Crew Cover insurance.

Event Safety Alliance (ESA), an event safety network, and our program partner collaborated to provide access to Crew Cover for ESA members. ESA endorsed Crew Cover includes liability and many optional insurance coverages, along with a Event Safety Alliance membership, free safety training resources, annual summit opportunities, crowd safety workshops, and an event safety university.

How Does Film and Production Equipment Insurance Work?

1

Review Your Needs

We cover every detail of your operation to make certain that you’re properly covered. This is the easiest way to avoid gaps in your business coverage.

2

Obtain Quotes From Our Partner Carriers

We have access to every carrier in the industry, allowing us to market your policy for the best price and level of coverage.

3

Learn About Policy Options

We’ll help you balance price and coverage while reviewing every quote we’ve received. Because we have existing relationships with commercial carriers, we know how to pinpoint the best policy for you.

4

Get Covered Right Away

We can close the deal quickly, bind coverage, and make sure that your production or event is protected.

With diverse clients come diverse needs.
Working with our team at Liberty, you get the chance to:

Frequently Asked Questions

Film and production equipment rental insurance can cover damage, theft, or loss of equipment while it’s being rented or leased. It can also provide coverage for third-party claims of bodily injury, property damage, or personal injury, as well as legal claims related to mistakes or omissions in the production process.

The cost of film and production equipment rental insurance varies depending on the type of exposure and the limits required. Contact us for a personalized quote.

While rental companies may offer insurance on the equipment you’re renting, this coverage may not be enough to fully protect you in case of an accident. Purchasing your own rental insurance can provide additional peace of mind and ensure that you’re fully covered.

Contact us at Liberty to discuss your insurance needs and receive a personalized quote. We can help you understand your coverage options and find the right policy for your specific needs.

The crew cover solution is an annual policy that you are able to utilize for other events you plan to work throughout the year.

Request a Quote

1099 Form V2

Conversion Information

Applicant Information

I primarily work in
Address
Address
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State/Province
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Business Information

Type of work (select all that apply)
Are you ever solely responsible for the execution and/or signing of contracts on behalf of the event or project?
Do you rent equipment to others?
Do you hire-in subcontractors?
Do you require your subcontractors to provide evidence of insurance?
Do you have any employees?
Are you a member of the Event Safety Alliance?
If you provide rigging, are you ETCP certified?
Have you filed for bankruptcy within the last 3 years?
Have you had any claims?
Any policy or coverage declined, cancelled or non-renewed during the prior 3 years?
Convictions, non-traffic violations?

Videographer Questions

Do you personally wish to distribute any of these productions?
Do you currently distribute any products?
Do you rent property to others?
Have you had any previous liability losses?
Have you had any previous liability losses?

Coverage Information

$
Do you need to add a specific additional insured to your policy (Blanket AI is automatically included)?
Written contract needs to be in place to add an additional insured
Address
Address
City
State/Province
Zip/Postal
Country
Do you need a Waiver of Subrogation?
Address
Address
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State/Province