Contractor's Insurance

Insurance Coverage for Skilled Laborers and Construction Professionals

Work with our team at Liberty when you need guidance from experts who understand the risks involved with skilled labor and contracting.

Your leadership, our expert coverage risk management advice. Let’s take your construction business to the next level!

Common Contractors We Cover

  • General Contractors
  • Electricians
  • Plumbers
  • Roofers
  • HVAC Technicians
  • Painters
  • Carpenters
  • Concrete Contractors
  • Drywall Installers

Don’t see your trade on here? We can help!

Contractor Insurance Coverage Options

General Liability

Protects your business from consumer claims of injury or illness.

Business Owner's Policy (BOP)

Combines your liability and property coverage. Also known as a Business Owner’s Policy, these coverages often help our clients save money.

Commercial Property

Commercial Property Insurance protects your business facilities, property, and holdings.

Commercial Auto

Commercial auto policies cover vehicles used for work—including personal vehicles used by staff, managers, or business owners.

Umbrella and Excess

Umbrella and excess insurance provides greater limits and additional coverage to protect against catastrophic losses.

Workers’ Comp

Required by law, workers’ comp programs offer medical payments and income replacement for injured team members.


Environmental liability insurance protects your business if your work damages the local environment or claims are made that that is the case.

What Coverage Options are Right for Your Company?

We offer solutions to Risk Management, Claims Management and assist with
Loss mitigation tools.

Why Does Your Contracting Business Need Insurance?

Contracting businesses need insurance for a variety of reasons, but most importantly, they simply have quite a lot of exposure that could cause problems at literally any time. You’re working with dangerous materials, machines, and products.

Plumbers, HVAC techs, electricians, and other specialized tradesmen, you’re operating in potentially dangerous environments. You need coverage because your business—quite literally—depends on it.

Does a Contractor Need Business Support?

Contractors could use business support simply because these types of businesses are so diverse. You can work with The Liberty Company to better manage:

  • Hiring
  • Leadership
  • Bookkeeping
  • Safety training
  • Educational support


With this sort of support, you can change the way your business runs, enhance your bottom line, and protect your team. Remember, your business is so diverse that getting support is a good thing.

Frequently Asked Questions about Contractor's Insurance

Contractors perform skilled labor in homes and businesses throughout the community, offering plumbing, electrical, HVAC, and other technical services to the public.

Contractor work in construction often applies to the nuts and bolts of the building that make it functional, including the plumbing, electrician, HVAC system, etc.

At Liberty, we recommend you choose our team of experts because we offer expert guidance, quotes from all the best carriers, claims support, and a host of other options that will maximize the performance of your business.

Don’t hesitate to reach out. We can answer your questions, write coverage, and close the deal so you can get back to work.

Request a Contractor's Insurance Quote

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