Liberty is dedicated to helping entrepreneurs like you focus on growth by understanding and protecting against downside risks and shielding them from frivolous lawsuits. Viewing insurance as a strategic tool rather than just a product, we place the outcomes of entrepreneurs first, especially during the critical stages of growth and business sale, ensuring proceeds are protected and accessible immediately.
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Limit Capacity – Full EV available from $500K up to $30M.
Retentions – commonly 1% of purchase price, subject to a 50% drop-down after 12 months.
Premium – From $10K to $20K per $1M of Limits (1.0% to 2.0% ROL). Rate scales to the lower end of the range with more Limits purchased.
Underwriting Fee – From $40,000 to $50,000 in addition to the premium. Covers the cost of Insurer’s attorney’s fees and due diligence costs to review and manuscript a policy. Non-refundable.
Terms – designed to match the survival period. Post survival extensions available upon request.
We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!