Insurance for the Construction Industry

• I build a good project…how can I keep from being sued? What type of protection do I need?
• How can I reduce my insurance costs?
• Should I get an Annual General Liability policy or should I do a Wrap-Up?
• If we do a wrap, should it be an OCIP or a CCIP?
• Is it possible to avoid or minimize the SIR requirements?
• How can I get affordable General Liability coverages if I have a history of Construction Defect Claims?
• How do I manage my workers compensation claims to keep my premiums low?

The Liberty Company offers customized construction insurance, risk and claims management services to the construction industry for contractors, owners, construction professionals, project financiers and special purpose companies. We understand what “on-time / on-budget” means to builders in the construction business, and listen and respond to day-to-day servicing needs immediately, including contract review, negotiation assistance and 24-hour turnaround of Certificates of Insurance.

• Automobile Policies
• Bonds/Surety
• Builders Risk, including Soft Costs and Delay In Opening
• Claims Cost Containment, management and Advocacy
• Contract Review
• Contractor(CCIP) and owner-controlled insurance programs (OCIP) as well as rolling programs or Wrap-Ups
• Contractors Equipment Floaters including scheduled and unscheduled items
• Engineering & Machinery Breakdown
• Existing Structure Coverage, if needed
• Experience Modification estimates and review of current ERMs
• Guaranteed Cost or Loss Sensitive Programs
• Identification of project risks and the design and implementation of an insurance
• Individual coverage options for Residential and Commercial Owners and Contractors
• Installation Floaters
• Latent Defects
• Loss Control Pre- and Post-Loss
• Loss Data Management
• Loss Sensitive financial analysis, loss forecasting, collateral analysis
• OSHA compliance & Training
• Professional Indemnity/Professional Liability
• Professional/Environmental/Pollution
• Project-specific coordinated programs
• Riggers Liability
• Risk management and consultancy
• Builders Risk, including Soft Costs and Delay In Opening