Specialized Insurance

Insurance for the Construction Industry

Let's Protect What You've Built

The reality of building a construction project in today’s marketplace means that owners of construction projects, developers and general contractors are asking many questions related to these issues. The Liberty Company has extensive experience in the construction industry.


Frequently Asked Questions

  • I build a good project…how can I keep from being sued? What type of protection do I need?
  • How can I reduce my insurance costs?
  • Should I get an Annual General Liability policy or should I do a Wrap-Up?
  • If we do a wrap, should it be an OCIP or a CCIP?
  • Is it possible to avoid or minimize the SIR requirements?
  • How can I get affordable General Liability coverages if I have a history of Construction Defect Claims?
  • How do I manage my workers compensation claims to keep my premiums low?

The Liberty Company offers customized construction insurance, risk and claims management services to the construction industry for contractors, owners, construction professionals, project financiers and special purpose companies. We understand what “on-time / on-budget” means to builders in the construction business, and listen and respond to day-to-day servicing needs immediately, including contract review, negotiation assistance and 24-hour turnaround of Certificates of Insurance.

We begin with a detailed analysis of your business that enables us to gain a deep understanding of your key business/construction issues, immediate, and long term needs.
  • Automobile Policies
  • Bonds/Surety
  • Builders Risk, including Soft Costs and Delay In Opening
  • Claims Cost Containment, management and Advocacy
  • Contract Review
  • Contractor(CCIP) and owner-controlled insurance programs (OCIP) as well as rolling programs or Wrap-Ups
  • Contractors Equipment Floaters including scheduled and unscheduled items
  • Engineering & Machinery Breakdown
  • Existing Structure Coverage, if needed
  • Experience Modification estimates and review of current ERMs
  • Guaranteed Cost or Loss Sensitive Programs
  • Identification of project risks and the design and implementation of an insurance
  • Individual coverage options for Residential and Commercial Owners and Contractors
  • Installation Floaters
  • Latent Defects
  • Loss Control Pre- and Post-Loss
  • Loss Data Management
  • Loss Sensitive financial analysis, loss forecasting, collateral analysis
  • OSHA compliance & Training
  • Professional Indemnity/Professional Liability
  • Professional/Environmental/Pollution
  • Project-specific coordinated programs
  • Riggers Liability
  • Risk management and consultancy
  • Builders Risk, including Soft Costs and Delay In Opening

How It Works

We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!

1. Discuss Your Needs

2. Obtain Partner Quotes

3. Review Your Options

4. Bind Your Coverage

Request a Quote

2. ZoomInfo Form - Contact Us

Existing Liberty Client Information

Certificate of Insurance Information

Name of Certificate Holder
Name of Certificate Holder
The general turnaround time for COI requests is 48 hours. All requests for Certificates of Insurance must be approved by our Insured for processing. Please be advised, this could cause a delay in your request.

Evidence of Insurance Request

Name of Liberty's Insured
Name of Liberty's Insured

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