E&O, D&O, and EPLI Insurance
Errors & Omissions Insurance
Directors & Officers Insurance
Employment Practices Liability Insurance
Overview
As businesses navigate the complex landscape of legal risks and liabilities, it’s essential to understand and prioritize key insurance coverages.
Whether you’re a business owner, a director or officer, or a human resources professional, these insurance solutions play a pivotal role in safeguarding against the financial implications of professional mistakes, leadership decisions, and employment-related disputes.
Errors & Omissions (E&O)
Companies who provide professional and technology services, or are non-profit organizations, face exposure to lawsuits for financial loss experienced by their customers.
These claims are generally for negligent acts that occurred when services were provided. Additionally, defense costs incurred by the insured to defend themselves, and/or the company, are also covered under this insurance. E&O insurance is the core of an effective risk and liability management strategy.
Directors & Officers (D&O)
In an ever-growing litigious environment, it is critical that your company’s Officers and Board of Directors are not personally liable for crippling law suits. Without the right D&O Insurance for these top executives, it will be difficult for recruit and retain top talent. D&O provides your executives personal liability and financial loss protection from wrongful acts committed- or allegedly committed- in their capacity as your corporate officers.
Employment Practices Liability (EPLI)
Employees today are savvy about the company’s responsibilities; and, it is not uncommon for a company of any size to experience a claim from an employee based on sexual harassment, age discrimination or wrongful termination. The damage from one of these lawsuits can even close your company down. EPLI covers the damages and legal defense costs for these type
Need expert guidance?
Our professionals at Liberty can help you identify your company’s specific exposures and structure a cost-effective insurance solution.