Umbrella Coverage

Go Beyond Your Current Coverage

Umbrella insurance provides you with peace of mind by keeping you covered even when you’ve exceeded the limits of your current liability coverage. Find out how The Liberty Company can help you go beyond your current coverage.

Frequently Asked Questions

  • What Does An Umbrella Insurance Policy Usually Cover?

    Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance or car insurance. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on other policies, you will still be protected. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit.

  • How Does an Umbrella Policy Work With My Current Liability Coverage?

    Most liability coverage that rests within your current insurance policies only covers bodily injury and property damage to others. Umbrella policies will extend those limits to not only provide additional coverage for bodily injury and property damage, but also to cover things that are not listed under regular liability allowances.

    Every policy is different, so what is considered a covered liability issue under one insurance line may not be covered on another insurance line. Umbrella Insurance kicks in when these situations present themselves and/or you exceed the amount of liability coverage for the events that are already allowed under your regular insurance policies.

  • How Much Does an Umbrella Policy Usually Cost?

    Umbrella Insurance is typically purchased at a low cost to you, but will provide enough coverage to where you shouldn’t have to worry about liability costs in the future.

How It Works

We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!

Discuss Your Needs

Obtain Partner Quotes

Review Your Options

Bind Your Coverage

Is an Umbrella Policy Right For You?

Please contact us to learn more about your options.