General and Management Liability
Frequently Asked Questions
The intent of this insurance program is to provide protection for the Chapter, its volunteers and Directors & Officers.
The General Liability portion provides 3rd party Liability protection for the chapter’s activities and operations.
Management Liability protects when there may be lawsuits related to the day-to-day decisions made by the board. Coverage extends to both the chapter itself as well as the individual Directors & Officers.
- Individual/Participant Bodily Injury/Property Damage from an organized ride (participants are required to have their own personal motorcycle insurance for on-road exposure)
- Special Events such as races, burn-outs, or those with more than 2,500 attendees**
- Events or activities that aren’t sponsored or organized by the Named Insured Chapter
- Liquor Liability
- Molestation or Abuse by any insured, employee, volunteer or other person
- General Liability – $1,000,000 per occurrence/$2,000,000 general aggregate – $0 deductible
- Director’s & Officers Liability (Claims Made) – $500,000 per claim
- Business Personal Property – $5,000 limit – $1,000 deductible
- Blanket Additional Insured Endorsement
- Blanket Special Events Liability (for most events with under 2,500 attendees)
- Direct-Bill Payment options (single payment, two payment or three payment options)
- Pay online, via phone, or with check and invoice
Download our brochure for more information on Rider Group Chapter insurance!
*Please refer to the actual policy for a full list of endorsements and exclusions
**Review BP-165 for other events that are excluded. This document does not amend, extend or alter the coverage afforded by the policy. For a complete understanding of any insurance you purchase, you must first read your policy, declaration page and any endorsements and discuss them with your agent. A sample policy is available from your agent. Your actual policy conditions may be amended by endorsement or affected by state laws