Specialized Insurance

Insurance for Shoe Retailers

USRA Insurance Program

Workers’ Compensation for Retail Shoe Businesses

As the USRA’s insurance benefit brokers since 1994, we are trusted by your peers to provide the coverage, advice, and guidance needed to manage your company’s risk.

The Liberty Company Insurance Brokers is introducing a new workers’ compensation insurance program with Zenith Insurance Company exclusively for current members of the United Shoe Retailers Association (USRA).

Minimum premium of $750
Class codes 8008
Carrier with A (Excellent) A.M. Best Rating
Eligible for dividends*
Start date of September 1, 2024

Additional Coverages & Services

Employee Benefits


Employee Benefits

Employee benefits for you and your employees, tailored to your business's goals and budget.
Learn More

HR Services

Business Solution

Human Resource Services

ThinkHR provides a team of dedicated human resource experts who work together to ensure you receive the right level of help for all your HR concerns as well as access to proprietary HR tools.
Learn More

Robbery & Burglary


Robbery & Burglary Insurance

Provides financial protection against losses from theft, covering property and assets stolen during a robbery (involving force or threat) or burglary (unlawful entry).

Trip & Fall


Trip & Fall Insurance

Protects businesses against financial losses from claims or lawsuits arising from injuries sustained by individuals who trip and fall on the insured property.
Featured Broker

Barry Gunches, President

Barry has been the USRA’S insurance benefit broker since 1994. With The Liberty Company behind him he has saved his clients thousands of dollars, paying over $300,000 in dividends with our Workers’ Compensation program to date.

Many of his clients have been in the program for over 20 years. He attributes this to his service first philosophy. His core belief is, “If we do not take care of you, somebody else will”. Please reach out to find out how Barry can save you time and money!

Frequently Asked Questions

  • Professional Liability
  • Robbery and Burglary
  • Workers’ Compensation
  • Claims Management
  • Employee Practices
  • HR Support
  • Employee Benefits
  • Trip and Fall

As the USRA’s benefit brokers since 1994, we are trusted by your peers to provide the coverage, advice, and guidance needed to manage your company’s risk. Beyond insurance, we provide guidance through a suite of services unparalleled in the industry. With our advanced claims analytics we can project x-mods, strengthen training, and keep premiums under control.

Our exclusive workers’ compensation program has saved our USRA member clients thousands of dollars on their annual premiums.

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*Dividend payments are not guaranteed and may only be issued at the option of the Board of Directors of Zenith Insurance Company. Additional restrictions may apply. See relevant dividend plans for terms and conditions or contact your regional underwriting representative with any questions.

Exclusive Rate** for USRA Members

*Actual rates may vary due to territory, numbers of locations, individual experience modification, and other factors.