Personal Coverage

Motorcycle & Motorsports Insurance

Coverage for your motorcycle, ATV, snowmobile, dune buggy, and more!


Whether you’re hitting the trail, the golf course, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. Liberty can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.

Protection For All Your Off-Road Toys:



Dune Buggies

Golf Carts


Dirt Bikes

Motorsport Coverages

Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:

Collision coverage

Pays for covered damage to your vehicle when in a collision with another vehicle or other object.

Property damage liability coverage

Insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.

Bodily injury liability coverage

Insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.

Comprehensive physical damage coverage

Pays for covered losses resulting from incidents other than collision – like fire, theft, or vandalism.

Want to keep your Snowmobile, Dirt Bike, ATV, Golf Cart & other Motorsports Insurance costs down?

Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?

Be safe

If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.

Choose your vehicle carefully

Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.

Own more than one

With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy

Part of a motorcycle Rider Group Chapter?

Liberty offers specialized insurance for Rider Groups. Get a custom quote for your Chapter to save today:

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