Personal Coverage

RV, Motorhome & Camper Insurance

Overview

RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer.

What Does Recreational Vehicle Insurance Cover?

RVs

Motorhomes

Travel Trailers

Campers

Horse Trailers

RV Insurance Coverages

Liability Coverage

Provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.

Comprehensive & Collision Coverage

Options tailored to your needs can include:

  • Stated Value – market value/actual cash value of the RV
  • Agreed Value – the insured amount, regardless of the current market value
  • Replacement Cost – we will replace your insured RV with a new RV that is most like it

Vacation Liability Coverage

Coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

Personal Effect Coverage

Provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected. Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.

Other Factors

  • RVs and Travel Trailers that are for personal, and recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation. 
  • Other additional coverage can include: pet coverage, diminishing deductible, and more.
  • Discounts can lower your premium. Ask us whether you qualify for safe driver discounts, original owner discounts, package discounts and more.
  • You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats. It will also simplify your life.

How It Works

We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!

4. Bind Your Coverage

2. Obtain Partner Quotes

3. Review Your Options

Request a Quote

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