Short-term Health Insurance Overview
Ever find yourself awake at night, worrying about sudden medical bills or a gap in coverage? Unfortunately, those concerns can turn real. Short-term health insurance helps you bridge the gap—whether you’re transitioning between jobs, fresh out of college, or waiting on new employer benefits. It offers protection against unforeseen illnesses or injuries, so you can enjoy peace of mind when you need it most.
Who Needs Short-Term Health Insurance?
Between Jobs
Laid Off
Recent College Graduate
Waiting For Employer Group Coverage
A Temporary Or Seasonal Employee
Short-term health insurance offers flexible, temporary protection during life transitions. You can purchase between 30 to 185 days of coverage designed to protect you or your family from the financial burden of an unexpected illness or injury.
Note: Short-term health policies do not count as coverage to avoid the Affordable Care Act penalty for going without health insurance.
Why Choose Liberty?
Specialized Expertise
Trust our short-term health insurance experts to tailor coverage precisely to your temporary protection needs.
Cost Savings
Take advantage of budget-friendly short-term plans that offer crucial coverage without locking you into long commitments.
Top-Tier Protection
Liberty's partnerships with leading insurance companies assures you the lowest market costs without compromising on coverage
Frequently Asked Questions
At The Liberty Company, we understand that life doesn’t always line up perfectly with your health coverage. Whether you’re between jobs, waiting for a new policy to begin, or simply need a temporary safety net, short-term health insurance fills the gap. It helps protect you from unexpected medical expenses and provides peace of mind until your next long-term plan starts. Because when it comes to your well-being, every moment counts.
Short-term health insurance helps protect you from unexpected medical expenses when you’re between plans. Coverage may include:
- Emergency Care – Financial protection if you need sudden medical attention for an illness or injury.
- Hospitalization – Support for inpatient treatments, surgeries, or overnight stays.
- Doctor Visits – Coverage for certain outpatient appointments and follow-up care.
- Prescription Medications – Limited benefits for necessary prescriptions, depending on the policy.
- Flexible Durations – Choose a coverage period that matches your temporary needs.
While not a substitute for comprehensive health plans, short-term insurance can offer a vital safety net until your next long-term policy begins.
Contact one of our experienced, trusted agents to review your current coverage, discuss short-term health insurance options, and address any questions you may have. At The Liberty Company, we focus on finding the right plan for your specific situation, ensuring you have the protection you need—even when life is in transition. Your peace of mind is our top priority.
How It Works
We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!