Professional Liability

Protect Your Reputation

The Liberty Company has extensive experience and excellent insurance carriers for all types of professional liability insurance. We would be happy to provide you with more information including pricing options.

Professional Liability Insurance for Specialized Industries


Learn about Lawyers’ Professional Liability Insurance


Learn about Professional Liability Insurance for Accountants


Learn about Professional Liability Insurance for Dentists

Frequently Asked Questions

  • Why is Professional Liability Insurance Important?

    Professional liability insurance protects your business assets from claims that may result from advice, expertise or professional services you provide.

    If your business engages in these activities, you could be at risk for being sued by a customer, client or other party who claims he or she lost money or was harmed in some way due to a negligent act, error or omission.

  • Is Professional Liability Insurance the Same as Errors and Omissions and/or Idemnity Insurance?

    Yes, these terms are used interchangeably and refer to the same type of coverage.

  • Why Buy Professional Liability Insurance?

    Professionals are expected to have extensive knowledge or training in their area of expertise. Additionally, they are expected to perform the services for which they were hired, according to the standards of conduct in their profession.

    If they fail to use the degree of skill expected, they can be held legally responsible for any harm or financial loss that they cause to another person or business.

  • What Does Professional Liability Insurance Usually Include?

    Professional liability insurance protects you in cases of faulty service (errors) or failure to provide a service altogether (omission). This type of insurance coverage pays the cost of your defense and any damages awarded (up to policy limits).

    Insurance companies have developed many specialized policy forms that respond to the individual risks of particular professions and services.

  • What Else Do I Need to Know?

    Newer insurance policies provide coverage for privacy violations and breaches of computer security. Companies that view their exposures as either manufacturing- or product-oriented may be surprised to find themselves exposed to professional liability risks through outsourcing, online commerce, and intellectual property issues.

  • What Types of Business Need Professional Liability Insurance?

    • Accountants, Attorneys, Architects and Engineers
    • Banking, Investment Banking and Broker/Dealers
    • Insurance Companies and Asset Managers
    • Media, Communications, Entertainment
    • Technology
    • Merchant Banking and Venture Capital
    • Health Care Professionals and Biotechnology

How It Works

We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!

Discuss Your Needs

Obtain Partner Quotes

Review Your Options

Bind Your Coverage

Is a Professional Liability Policy Right For You?

Please contact us to learn more about your options.