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Workers' Compensation | Video Series
A strong program combines safety, claims mitigation oversight, and a structured return-to-work process. It’s not just about insurance; it’s about continuous management, communication, and improvement.
Quarterly reviews are best practice, especially for employers with higher claim frequency. Regular reviews help identify trends before they become costly.
A proactive broker benchmarks claims performance, facilitates quarterly reviews, and helps implement strategies to improve safety and reduce Ex Mod.
Failing to report claims quickly, lacking a formal RTW program, and not reviewing claims data consistently are three of the biggest drivers of unnecessary costs.
Yes. Healthy employees are less prone to injury, and wellness initiatives often complement safety programs by improving morale and reducing overall claim frequency.
At The Liberty Company Insurance Brokers, we help employers across California manage the complex challenges of today’s workers’ comp environment.
Whether you need a program review, claims benchmarking, or help improving your Ex Mod, our team can guide you through every step.
Kirk Aguilera leads Liberty’s Middle Market P&C practice across the West Region, helping employers design strategic, cost-efficient workers’ comp programs that reduce claim frequency, improve safety, and deliver measurable results. With more than two decades of experience advising California businesses, Kirk combines technical expertise with a consultative approach that empowers employers to take control of their total cost of risk.
Tell us a bit about your organization, and one of our specialists will reach out to schedule a complimentary assessment.
