Insurance for Auto Dealers
Insurance For Automotive Dealerships
Auto dealerships face several insurance coverage pain points that require tailored solutions to ensure their operations run smoothly and are protected from various risks.
Types of Automotive Dealership Insurance Coverages
Inventory Management
Auto dealerships need coverage to protect their inventory from theft, damage, and natural disasters. This includes both new and used vehicles on the lot.
Liability
Concerns
Dealerships face significant liability risks, including customer injuries on the premises and test drive accidents. Comprehensive liability coverage is essential to mitigate these risks.
Workers' Compensation
Managing workers' compensation claims can be challenging, especially in an industry with a high risk of workplace injuries. Dealerships need effective workers' compensation insurance to protect their employees and manage costs.
Property
Damage
Dealerships require coverage for property damage, including damage to buildings, signage, and other physical assets. This is crucial for maintaining business continuity in the event of a disaster.
Frequently Asked Questions
- Automotive Dealerships
- Equipment Dealerships
- Vehicle Dealerships
- Business Interruption Insurance
- Business Owners Policy
- Commercial Property Insurance
- Employment Practices Liability (EPLI)
- Errors & Omissions
- General Liability Insurance
- Workers’ Compensation
- Cost of your vehicles
- Number of vehicles on your lot
- Number of employees
- Property age and size
- Services you offer
We have years of experience working with auto dealers of all shapes and sizes. This experience places us in a unique position to understand the risks associated with your lot, and recommend coverage options.
How It Works
We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!