Liberty Collateral Protection delivers fully customized lender-placed insurance that protects your portfolio, reduces costs by up to 30%, and transforms compliance from a burden into a competitive advantage.
One-size-fits-all programs force you to pay for coverage you don't need while leaving critical gaps in protection. Result? Inflated premiums and unprotected exposures.
When a claim hits, you discover your "comprehensive" policy doesn't cover construction risk, equipment damage, or specialty collateral. Your loss. Their fine print.
Aggressive placement tactics and poor communication damage borrower relationships, trigger complaints, and create regulatory risk. Your reputation pays the price.
Liberty Collateral Protection partners with financial institutions, non-bank lenders, loan servicers, and specialty lenders to design tailored lender-placed insurance programs that match your risk profile, loan portfolio, and operational requirements. We don’t sell policies—we build protection strategies.
Every program is built from scratch around your specific loan mix—residential, commercial, auto, equipment, or specialty lending. No templates. No compromises.
We leverage relationships with multiple A-rated carriers to secure competitive terms, deep capacity, and creative structures unavailable to most brokers.
Real-time portfolio monitoring, automated borrower communications, and seamless LOS/servicing integration eliminate manual work and coverage lapses.
Our specialists negotiate directly with carriers on your behalf. We've recovered significant additional claim proceeds for lender clients—money that would have been left on the table.
Tailored policy structures for residential, commercial, auto, equipment, and specialty portfolios
Comprehensive coverage for real estate owned properties and construction exposures
Optional 1-4 unit origination protection reduces future lender-placed placements
Choose master policies, individual placements, or hybrid models based on your servicing model
We don’t force your portfolio into pre-packaged programs. Instead, we analyze your loan mix, loss history, and risk appetite to engineer coverage that fits your actual exposure—not someone else’s template.
Real-time loan tracking with automated alerts for coverage expirations, policy changes, and emerging risks
Automated communication sequences that maintain regulatory compliance while preserving borrower relationships
Seamless connections to your LOS, servicing platform, and internal systems—no manual data entry required
Customizable dashboards providing placement analytics, loss trending, and portfolio-level insights
Technology should simplify your work, not create more of it. Our platform integrates with your existing systems and handles the heavy lifting, so your team can focus on exceptions rather than administration.
Experienced specialists who manage every claim from first notice through final settlement
Direct advocacy with insurance carriers to maximize claim outcomes and minimize delays
Proactive identification of claim patterns and emerging risks in your portfolio
Ongoing guidance on coverage optimization, risk mitigation, and regulatory changes
When a claim happens, you need someone in your corner fighting for the best possible outcome. Our claims team has negotiated settlements 25-40% higher than initial offers—expertise that pays for itself.
Demand seamless integration and lender-grade service. We partner with servicers to deliver programs that enhance your value proposition and streamline operations.
Require speed to market, flexible structures, and coverage for non-traditional collateral. We design creative solutions for bridge, hard money, and specialty lending.
Need operational efficiency, scalability, and institutional-grade reporting. Our platform handles portfolio complexity while providing executive-level visibility.
Focus on cost control, regulatory compliance, and member relationships. We deliver affordable, compliant programs that protect your portfolio without alienating your members.
Specializes in lending and loan-servicing operations with emphasis on collateral-backed portfolios and credit risk. Primary executive sponsor for day-to-day client engagement, implementation projects, and ongoing program governance.
Architect of the Lending & Collateral program strategy with expertise in lender-placed insurance, REO asset protection, and collateral protection programs for mortgage and private lending markets. Leads carrier strategy, product development, and key strategic relationships with mortgage servicers and private lenders.
Oversees day-to-day administration of lender-placed, REO, and asset-protection programs. Leads implementation, servicing workflows, and training, ensuring smooth onboarding of new lender and servicer clients. Licensed multi-state Property & Casualty professional.
Traditional LPI programs use standardized coverage forms and pricing regardless of your actual risk profile. Liberty Collateral Protection builds each program from scratch based on your specific loan mix, loss history, and operational needs. This approach typically reduces costs while providing better coverage for your actual exposures.
We partner with banks, credit unions, non-bank lenders, loan servicers, and specialty finance companies of all sizes. If you extend credit secured by real property, vehicles, equipment, or other assets, we can design a program for you.
Most programs are fully operational within 30-45 days from program approval. The timeline includes carrier onboarding, system integration, policy documentation, and team training. We handle the heavy lifting so your team can focus on normal operations during the transition.
We work with you to ensure a smooth transition with zero coverage gaps. Depending on your current contract terms and timing, we can either time the switch to policy renewal dates or negotiate early termination where it makes financial sense.
Yes. Our technology integrates with all major loan servicing systems, including MSP, Black Knight, Fiserv, and custom platforms. We can receive automated feeds, push policy updates, and provide real-time status via API or secure file transfer.
When a loss occurs, you contact our dedicated claims team—not a general carrier claims line. We assign a specialist who manages the entire process: initial assessment, documentation collection, carrier liaison, negotiation, and settlement. You get a single point of contact and proactive updates throughout the process.
That’s our specialty. We’ve designed coverage for everything from cannabis real estate to marine vessels to medical equipment. If it can be financed, we can find a way to insure it. Our carrier network includes specialists in every asset class.
The economics work differently at various scales, but our approach is to design the best solution for your situation. We work with institutions ranging from community banks to multi-billion dollar national servicers.
Your Portfolio Deserves Better Protection. Get more information now.