When you have the Insurance Equivalent of a “Perfect Storm”, Rates Ultimately Go Up!

Some Possible Causes for Rate Increases

Across the world, climate change is wreaking havoc on the environment. In the United States, scientists, citizens, and the government all feel the negative impact global warming has on the environment, such as an increase in natural disasters. For insurers, claims have been quite high because of the stronger hurricanes on the east coast, increased wildfires on the west coast, and wind and hailstorms in the Midwest.

Steven Epstein | An In-Depth M&A Case Study

The first of a two-part series of a real-world M&A transaction. First up, I’m talking to Steven Epstein, the founder of RedCAT systems, a Colorado-based SAAS company involved in HR and compensation solutions for clients like LinkedIn, Uber, NYSE, and many more. They were recently funded by PE firm Broadtree Partners.  Specifically, we’ll be looking […]

The “Marriage Proposal” of M&A

The Letter of Intent (LOI) – sometimes called a term sheet – is a vital first step in many M&A transactions. With an LOI, Buyers show that they’re serious about acquiring a business. And it allows the Buyer and Seller to have conversations to discover whether the vision each has for the deal lines up […]

Alternatives When Representations and Warranty Insurance Isn’t a Fit 

In the world of M&A, many companies, on both the buy-side and sell-side, have realized the tremendous benefits provided by Representations and Warranty insurance. The Buyer is able to recover any losses from a breach of the Seller reps without doing so at the expense of the Seller. The Buyer simply makes a claim with […]

AB 5: Employees VS Independent Contractors

AB 5 is a law passed by the California state legislature and signed into effect by California governor Gavin Newsom. AB5 restricts who can be considered an independent contractor, which is why it is important to understand what AB5 is and how it affects business owners and independent contractors.