August 2023 - Page 2 of 3 - The Liberty Company

Navigating Nevada’s Ban on Defense Inside the Limits: Implications for Executive and Professional Liability Coverage 

In today’s ever-evolving business landscape, protecting your enterprise from unforeseen risks is paramount. Executive and Professional Liability insurance is a cornerstone of safeguarding businesses and their leaders against potential corporate and personal financial perils arising from lawsuits and claims. However, a recent development in the insurance industry has raised significant concerns, as the Nevada Legislature

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The Power of Umbrella Insurance: Shielding Wealth and Reputation

In the fast-paced realm of private client insurance, safeguarding the financial prosperity and personal assets of affluent and high-profile individuals is no simple task. These individuals face unique challenges, requiring unwavering commitment to protect their wealth and reputation. Enter umbrella insurance – a powerful tool in the arsenal of financial protection. In this blog, I

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Innovations in Return-to-Work Programs: Advancing Risk Management and Resilience

As an insurance professional specializing in workers’ compensation and risk management, I understand the critical role return-to-work programs play in minimizing financial burdens and fostering a resilient workforce. In today’s rapidly evolving landscape, traditional strategies may no longer suffice. In this blog post, I will explore how innovative approaches to return-to-work programs, with a focus

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Safeguarding Success: Strategies for Workers’ Compensation and Healthcare Cost Control in Skilled Nursing 

As we step into a post-COVID era, the skilled nursing and healthcare insurance industry is facing a unique set of challenges. The combination of below-average occupancy rates, rising nursing wages, inflationary pressures, and increased insurance costs has resulted in negative industry-wide operating margins. In particular, workers’ compensation costs have become a significant area of concern,

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How to Keep Your Law Practice Claim-Free: The Top 5 Malpractice Traps and How to Avoid Them

As a veteran insurance professional specializing in lawyers’ professional liability, I’m often asked – what are the most frequent causes of malpractice claims against lawyers?   In reviewing countless claims throughout my career, several clear patterns emerge. I’ve identified the top 5 risk areas that consistently lead to malpractice suits – and simple ways diligent attorneys

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Mitigating Risks: Understanding Why Errors and Omissions are Inherent in the Legal Profession

Introduction The legal profession is built on the foundation of providing competent and ethical representation to clients seeking justice and legal advice. However, no matter how skilled and diligent lawyers may be, the reality is that errors and omissions (E&O) are an inherent risk in the legal profession. In this blog, we will explore why

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Discovering Better Insurance Coverage for Your Healthcare Practice: How Liberty Can Help

As a dedicated healthcare practitioner, your primary focus is providing the best possible care for your patients. However, ensuring the right insurance coverage for your healthcare practice is equally essential. The insurance landscape can be complex, with a myriad of options and potential pitfalls. High costs and limited coverage options can leave you feeling overwhelmed

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