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The $11,000 Per Day Liability, “Hidden” Inside Your Health Insurance
If you’re offering health insurance to your employees, you may not know it, but there’s a “hidden” liability waiting inside your plan. It’s waiting for you, the fiduciary of the plan, to make a simple clerical mistake. When you do it will cost you $110 per day, per employee. For

Welcome, Tom Wasiewicz To The Liberty Team
The Liberty Company Insurance Brokers is proud to announce Tom Wasiewicz to our Employee Benefits Insurance Division.
Tom brings eight years’ insurance industry experience to Liberty, with a focus on corporate-level medical coverage. He will be joining the new Santa Monica office, helping Liberty grow its Employee Benefits Insurance division.

Actionable Ideas: This New Approach To Med-Mal Tail Insurance Adds Hundreds Of Thousands Of Dollars Of Profit To Healthcare M&A Deals
Rep & Warranty Insurance is a well-known tool to reduce risk and increase cash flow for the M&A industry. But what if your deal is too small (under $50M transaction value) for R&W? There’s hope for one of the most active sectors in M&A – healthcare, where news of a

How One Idea Will Add Millions to your next deal
Imagine the subtle grin on your client’s face as you tell them how you’ve managed to improve the terms of their deal by a few million dollars… You’d have a happy client wouldn’t you? And, if you could do that for all of your clients, I’d bet that word will

Excessive Management Fees: What Every Employer Needs to Know About the Hidden Danger Within Their Employee Benefit Plans
Many employers provide 401(k) plans and other retirement benefits to their employees for a variety of reasons from altruistic, to pure competitive necessity. What these employers don’t realize is that the moment they set up a Plan, they’re no longer just an employer. They are a Plan Sponsor, and in

Rep & Warranty — Who Pays for it?
Over the last 3 years, Representation & Warranty Insurance (R&W) has been gaining interest throughout the M&A Sector. R&W is an insurance contract designed to protect buyers and sellers from financial loss that result from a breach of the seller’s representations.

Step by Step Process for Applying, Quoting, Underwriting and Ultimate Placement of a Rep & Warranty Policy
Step 1. There’s no insurance application. While not required, we prefer to schedule a 20 minute call with a member of the Buyer’s team to discuss the deal in general terms in order for us to prepare a narrative for Underwriters. In addition to the pre-submission discussion, terms can be

How Private Equity Firms “Stack the Deck” in Their Favor in Every Deal, and How You Can Do the Same When You Sell
The Seller’s Nightmare is Real Time is a cruel and silent thief, with its hand deep in your pocket. The longer the process drags on, the lower the price will go (or the smaller the check will be at closing). All BAD NEWS for you.