Employee Benefits in 2026: Aligning Cost, Care, and Workforce Needs
Employee benefits planning often begins with a budget conversation, but it rarely ends there. In 2026, benefits decisions will increasingly sit at the intersection of financial discipline, employee expectations, and operational reality. Employers that approach benefits as a static annual exercise may find themselves reacting to cost increases, utilization surprises, or retention challenges long after […]
What Carriers Will Expect From Cyber Buyers in 2026
Cyber insurance has evolved quickly over the last few years. What once felt like a niche or optional coverage is now a core part of many insurance programs. As 2026 approaches, carriers are no longer asking whether a business has cyber insurance. They are asking how seriously that business manages cyber risk. For buyers, this […]
Subcontractor Risk in 2026: The Hidden Exposure That Determines Project Success
Every construction project relies on subcontractors. They bring specialized skills, fill workforce gaps, and help projects stay on schedule. Yet subcontractors also introduce one of the most underestimated sources of risk. When subcontractor oversight slips, even in small ways, the impact often shows up later in the form of delays, disputes, cost overruns, or insurance […]
What CFOs Should Prioritize in Their 2026 Insurance and Risk Budget
As CFOs finalize budgets for 2026, insurance remains one of the categories with the most opportunity for meaningful improvement. Premiums represent only part of the financial picture. Claims performance, data quality, contract structures, and operational changes all influence future costs and coverage availability. The market is more stable than it has been in recent years. […]
Reading the Signals: How Claims Trends Can Guide Smarter Insurance Decisions in 2026
Most business leaders think of claims as historical events. Something happened, the loss was reported, and the company moved on. But claims are more than individual incidents. They are signals that tell a story about how risk is evolving inside an organization and what that means for the year ahead. Carriers study these signals closely. […]
The Year-End Insurance Review: What Business Leaders Often Miss Before January Arrives
Most business leaders spend December focused on financial closeout, planning meetings, and budget approvals. Insurance rarely rises to the top of that list, yet small oversights made in the final weeks of the year often become the most expensive issues at renewal. The organizations that enter 2026 in the strongest position share a common trait. […]
Navigating Family Business Exits and Legacy
Navigating the emotional twists and turns of selling a family-owned business isn’t just about the highest offer—sometimes, it’s about finding the right partner to carry on your legacy. What does it really take to achieve a clean, meaningful exit? In this episode, Warren Feder, Partner at CMA Group, joins Patrick Stroth to reveal how investment […]
Construction in 2026: The Risks, Realities, and Roadblocks Contractors Should Prepare For
The construction industry is heading into 2026 with strong demand, full project pipelines, and continued growth across both public and private sectors. Yet the landscape contractors are navigating is changing. Carriers are tightening their expectations. Loss severity is increasing. Workforce pressures are reshaping jobsite risk. And the legal environment continues to influence costs across multiple […]
What Business Leaders Can Expect from the 2026 Insurance Market
As businesses close out the year and prepare for 2026, many owners and financial leaders are asking the same question. What will the insurance market look like next year, and what steps can we take now to be in the strongest position possible? After several years of volatility, the industry is stabilizing in some areas, […]
The Liberty Company Insurance Brokers Announces Partnership with Global Risk Partners
GAINESVILLE, FLA. – November 25, 2025 — The Liberty Company Insurance Brokers (Liberty) is pleased to announce its new partnership with Global Risk Partners, a respected P&C firm with a long-standing focus on the Real Estate and Hospitality industries. Led by Agency Principal Guy Riska, who will join Liberty as Partner and Director of Hospitality […]