Specialty Insurance

Insurance for Non-Profit Organizations

Protection for today, so your organization will be here to help tomorrow.

We are passionate about the non-profit industry and our partners. The significant  complex issues and risks non-profits face are an everchanging landscape. At Liberty, we have devoted time and resources to not just understanding your risks but developing programs to mitigate your risks and drive down insurance spend.

  • Funding uncertainty
  • Board member liability
  • Economic fluctuations
  • Regulatory compliance
  • D&O cost increases
  • Technology adoption
  • Fraud and Theft
  • Volunteer risks and liabilities
  • Limited carrier markets

At Liberty we do not take the word partner lightly. Our Non-Profit practice leaders will work with you to mitigate risk, drive down cost and stay abreast of the latest insight for our Non-Profit partners. It is not just about the strategies we bring to the table; it’s about our ability to execute those strategies.

Frequently Asked Questions

  • I build a good project…how can I keep from being sued? What type of protection do I need?
  • How can I reduce my insurance costs?
  • Should I get an Annual General Liability policy or should I do a Wrap-Up?
  • If we do a wrap, should it be an OCIP or a CCIP?
  • Is it possible to avoid or minimize the SIR requirements?
  • How can I get affordable General Liability coverages if I have a history of Construction Defect Claims?
  • How do I manage my workers compensation claims to keep my premiums low?

The Liberty Company offers customized construction insurance, risk and claims management services to the construction industry for contractors, owners, construction professionals, project financiers and special purpose companies. We understand what “on-time / on-budget” means to builders in the construction business, and listen and respond to day-to-day servicing needs immediately, including contract review, negotiation assistance and 24-hour turnaround of Certificates of Insurance.

We begin with a detailed analysis of your business that enables us to gain a deep understanding of your key business/construction issues, immediate, and long term needs.
  • Automobile Policies
  • Bonds/Surety
  • Builders Risk, including Soft Costs and Delay In Opening
  • Claims Cost Containment, management and Advocacy
  • Contract Review
  • Contractor(CCIP) and owner-controlled insurance programs (OCIP) as well as rolling programs or Wrap-Ups
  • Contractors Equipment Floaters including scheduled and unscheduled items
  • Engineering & Machinery Breakdown
  • Existing Structure Coverage, if needed
  • Experience Modification estimates and review of current ERMs
  • Guaranteed Cost or Loss Sensitive Programs
  • Identification of project risks and the design and implementation of an insurance
  • Individual coverage options for Residential and Commercial Owners and Contractors
  • Installation Floaters
  • Latent Defects
  • Loss Control Pre- and Post-Loss
  • Loss Data Management
  • Loss Sensitive financial analysis, loss forecasting, collateral analysis
  • OSHA compliance & Training
  • Professional Indemnity/Professional Liability
  • Professional/Environmental/Pollution
  • Project-specific coordinated programs
  • Riggers Liability
  • Risk management and consultancy
  • Builders Risk, including Soft Costs and Delay In Opening

Liberty CARES©

We prioritize giving back with our Charitable And Renewable Endowment Stream.

Our CARES© program raises funds for non-profits on an ongoing basis without imposing any additional out of pocket expenses.

How It Works

We understand that clients have diverse needs. Our strength lies in our ability to consistently provide custom solutions and project management to help guide businesses to make smart insurance decisions. Get covered in just four easy steps!

1. Discuss Your Needs

2. Obtain Partner Quotes

3. Review Your Options

4. Bind Your Coverage

Request a Quote