North American Company for Life and Health Insurance has been writing life and annuity products since 1886, operating today as a Sammons Financial Group member company. They offer term, universal, and indexed universal life policies alongside fixed and indexed annuities, with products designed to give you flexibility as your financial situation changes over time. North American is a consistently strong performer in agent satisfaction surveys and holds an A+ rating from AM Best — a combination that makes them a go-to carrier for independent producers placing life and annuity business.