Liberty’s Agribusiness Practice Group provides commercial insurance for growers, packers and shippers, food and beverage processors, commercial farms and ranches, agricultural cooperatives, and agricultural aviation and transportation operations. Coverage includes crop insurance, property and equipment, workers’ compensation, commercial auto, aviation liability and hull coverage, pollution and environmental liability, product contamination and recall, cyber liability, and catastrophic event coverage for flood, wind, and earthquake exposure. The practice group also provides OSHA and Cal-OSHA compliance support, experience modification rate tracking, and claims advocacy built around the seasonal labor and weather-driven risk patterns specific to production agriculture.
From farm to fork, agribusinesses carry a mix of exposures that most commercial policies weren’t built to handle together: weather that can wipe out a season’s crop, a workforce that shifts with the harvest calendar, aircraft used for aerial application, and food safety rules that carry real recall and liability exposure if something goes wrong downstream.
A generic property and casualty package leaves gaps at exactly the points where agribusiness risk concentrates — crop loss, aviation exposure, and product contamination among them. Liberty’s Agribusiness Practice Group builds programs around how a farm, ranch, cooperative, or processor actually operates, not around a standard commercial template.
Talk to someone who gets it. Get access to industry experts, resources, and more.
Get coverage tailored to the unique risks impacting your business.
Dedicated claims advocacy with experience mod tracking and projections.
Liberty works with agribusinesses across the full production chain — from the field to the processing floor to the trucks and aircraft that move product to market — with coverage and risk management built around each operation’s specific role in that chain.
Liberty structures agribusiness coverage around where risk actually concentrates in production agriculture — crop and property exposure, liability that follows product downstream, and the workforce and equipment that keep an operation running — rather than treating farm insurance as a single bundled policy.
That means coordinating crop, property, liability, and specialty lines like aviation and product recall into one program, so a claim in one area doesn’t expose a gap in another.
Protecting the land, structures, and crops an operation depends on.
Coverage for the liability exposure that follows product and operations downstream.
Coverage for the people, vehicles, and aircraft that keep an operation moving.
Founded in 1987, The Liberty Company Insurance Brokers has grown from a California-based agency into one of the nation’s premier insurance brokerages, with $2 billion+ in managed premiums across 80+ offices nationwide. Our agribusiness team pairs that scale with hands-on experience in the risks specific to farm, ranch, and food production operations — from crop exposure and aviation liability to the safety and compliance programs that keep a seasonal workforce protected.
Founded in 1987, The Liberty Company Insurance Brokers has grown from a Californiabased agency into one of the nation’s premier insurance brokerages, with $2 billion+ in managed premiums across 80+ offices nationwide.
Our agribusiness team understands the risks unique to production agriculture, from weather and crop exposure to aviation and food safety compliance.
We work with carriers that write crop, aviation, and specialty ag programs most brokers can't access, giving your operation more coverage options at better terms.
From OSHA and Cal-OSHA compliance to pesticide safety and confined space programs, we help you prevent claims before they happen, not just respond after.
Our team reviews experience mod trends, oversees reserves, and holds carriers and TPAs accountable so claims don't quietly drive up your premium
