Ohio Mutual Insurance Group has protected Ohio policyholders since 1901, writing auto, home, farm, and commercial property and casualty coverage exclusively through independent agents. As a mutual company, they answer to policyholders rather than shareholders, and their claims team is built around prompt, transparent loss handling. Ohio Mutual’s 24/7 claims reporting line and online member portal make it easy to file a claim or track its status without waiting for business hours. They hold an A (Excellent) rating from AM Best.