Commercial Coverage

Empower Your Business with Expert Executive Liability Protection

Safeguarding your leadership team and workforce with tailored D&O and EPLI insurance solutions

Overview

In today’s volatile business environment, every decision a leader makes is under greater scrutiny—and every workplace dynamic carries evolving legal risks. The Liberty Company Insurance Brokers offers customized Directors & Officers (D&O) and Employment Practices Liability (EPLI) insurance solutions to help businesses navigate these complexities with confidence. 

Led by industry veteran Bill Holden, our Executive Liability Division brings unmatched expertise to ensure your organization, leadership, and people are protected. 

What We Offer

Empower Your Business with Expert Executive Liability Protection

Directors & Officers Liability Insurance (D&O)

Empower Your Governance with Premier D&O Insurance

In a world where corporate governance is under constant scrutiny, and litigation risks are rising, protecting your leaders is essential. Directors & Officers Liability Insurance from The Liberty Company provides the safety net your executives need to lead with confidence.

Robust Financial Shield

Protect your company’s and directors’ personal assets from costly claims.

Talent Acquisition & Retention

Demonstrates a commitment to protecting leadership, enhancing recruitment and retention.

Comprehensive Risk Coverage

Covers defense costs, settlements, and claims stemming from ESG compliance, executive pay disputes, cybersecurity breaches, and more.

0 +%

D&O claim frequency
has increased by over 30% in some sectors over the past decade.

(Source: Woodruff Sawyer’s 2024 D&O Looking Ahead Report)

$ 0 -$5 Million

The average defense & settlement costs for D&O claims
range from $3 million to $5 million

(Source: Chubb’s “Directors & Officers Liability: A Guide for Private Companies”)

Employment Practices Liability Insurance (EPLI)

Fortify Your Workforce with Essential EPLI

Today’s dynamic workplace exposes businesses to a variety of employment-related risks—from wrongful termination claims to allegations of discrimination and harassment. Employment Practices Liability Insurance (EPLI) from The Liberty Company helps businesses proactively manage these risks and safeguard operational continuity. 

EEOC Complaint Defense

Protect against a growing number of employment-related claims.

Remote Work Coverage

Address risks related to hybrid, remote, and evolving workplace dynamics.

Third-Party Coverage

Extend protections to claims made by non-employees such as customers, vendors, and contractors.

0

The EEOC received 88,531 discrimination charges in FY2024—a 9.4% increase year-over-year.

(Source: EEOC Fiscal Year 2024 Annual Report) 

$ 0 +

Employers facing employment lawsuits often incur over $125,000 in average pre-trial defense costs, and settlements typically average $40,000.

(Sources: Novian & Associates; Setyan Law) 

Meet Your D&O and EPLI Expert Partner

Bill Holden

Senior Vice President and Executive Liability Practice Leader

Bill Holden, Senior Vice President and Executive Liability Practice Leader at The Liberty Company, brings over 35 years of specialized experience in executive liability insurance. His deep background includes leadership roles at Chubb, Aon, USI, and Wells Fargo Insurance, specializing in high-stakes industries such as technology, entertainment, and companies undergoing IPOs, mergers, and complex transactions. 

Bill’s extensive underwriting and brokerage expertise ensures your leadership and workforce are protected with a comprehensive, enterprise-risk mindset. 

(818) 444-8414

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Ready to Safeguard Your Organization’s Future? 

Connect with Bill Holden for a free quote.

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