Group Medical Plan Savings
California Medical Expense Reimbursement Plan Information
I specialize in Medical Expense Reimbursement Plans. A MERP is an IRS Section 105 plan that reduces an employer’s medical insurance costs by reimbursing employees for medical expenses on a tax-free basis. Please note it is designed for employers that offer “Fully Insured” or “Level Funded” group medical plans that provide rich benefits to their employees.
Significant Cost
Savings
Average net savings of 18% or $2,000 per employee.
Proprietary Reinsurance Policy
Limited claim exposure through a proprietary reinsurance policy to achieve guaranteed savings.
Enhanced Medical Benefits
Improve or maintain your current plan designs to attract talent and retain employees.
Patented Reimbursement Technology
Streamlined claims administration through patented reimbursement technology that provides detailed reporting and actuarial analysis.
Complimentary Wellness Program
Integrated wellness plan to promote health and wellness to reduce medical costs.
Complimentary Flexible Spending Account ( FSA ) Administration
Economies of scale through one card for FSA, DCA, Parking & Transit.
To obtain a complimentary proposal, please provide us with the following underwriting data:
- Current plan designs
- Tier selections by plan design (employee only, employee plus spouse, employee plus children, family, etc.)
- Current “Renewal” rates by plan design
Liberty Services Include:
Customized Health Plans
Retirement Solutions
Wellness
Programs
FlexibleBenefits
Access to Online Portal
Providing resources for online risk management, safety training, and HR.
Exclusive Carrier Access
Exclusive carrier access through the Liberty network.
24/7 Client Support
Always available for questions and guidance.