Connect with Valerie Taylor

Community Associations (HOA's) Insurance Expert

Valerie Taylor, CICS

Vice President / Producer – CA License #0G10126

The Liberty Company Insurance Brokers, CA License #0D79653

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Insurance for Community Associations (HOA's)

I specialize in providing comprehensive insurance solutions tailored to meet the unique needs of Homeowners Associations (HOA's). My goal is to protect your community and ensure peace of mind for all owners.

Coverages for HOA's

Understanding these components helps ensure comprehensive coverage for the community’s needs.

General Liability

General Liability Insurance

Protects against claims of bodily injury or property damage that occur on common areas.

Property Insurance

Property Insurance

Covers damage to community-owned buildings and common areas due to fire, vandalism, or natural disasters.

Directors & Officers Insurance (D&O)

Directors & Officers Insurance

Protects board members against claims of wrongful acts in their capacity as deciion-makers.

Crime Insurance

Crime Insurance

Covers losses due to theft, embezzlement, or fraud by employees or board members.

Flood & Earthquake Insurance

Flood & Earthquake Insurance

Provides additional coverage for specific natural disasters, depending on the location.

Workers' Compensation

Workers' Compensation

Covers medical expenses and lost wages for employees injured while working for the HOA.

Umbrella Insurance

Umbrella Insurance

Offers extra liability coverage above and beyond standard policies, providing additional protection for large claims.

About Us

HOA Insurance Experts

We understand the specific risks and requirements of HOA's.

Customized Coverage

Tailored insurance plans to fit your community’s unique needs.

Competitive Rates

Affordable premiums without compromising on coverage.

Dedicated Support

Our experts are always available to assist with claims, policy changes, and any questions.

Board Meeting Presentations

Valerie can attend board meetings to review and discuss insurance options in person or virtual.

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