Ambetter is the largest carrier on the federal health insurance marketplace by enrollment, and its plans are designed for people buying their own coverage rather than getting it at work. Centene launched the brand for the 2014 plan year, the marketplace’s first, and now sells Ambetter plans in more than two dozen states through local subsidiaries such as Superior HealthPlan in Texas and Sunshine Health in Florida. You choose among Bronze, Silver, and Gold plans that cover the ten essential health benefits and add telehealth access and a rewards program for completing healthy activities. Centene asked to leave AM Best’s interactive rating process in 2013, so its underwriting subsidiaries do not carry AM Best financial strength ratings. Service areas move every year, so confirm county availability before you enroll.
