American Integrity writes residential property in the market many national carriers abandoned, and it has kept capacity open in Florida through repeated hurricane cycles. Founded in Tampa in 2006, the company surpassed 400,000 policies in force and approached $1 billion in written premium in 2025, the same year it listed on the New York Stock Exchange under the ticker AII. Coverage includes homeowners, secondary and seasonal dwellings, rental property, watercraft, golf cart, and flood, with availability now extending into Georgia, South Carolina, and North Carolina. The company is not rated by AM Best; it carries an A (Exceptional) Financial Stability Rating from Demotech and a BBB+ (Stable) rating from Kroll Bond Rating Agency. If you are coming out of Citizens through depopulation, American Integrity is one of the carriers that regularly assumes those policies.
