Auto-Owners Insurance has been writing auto, home, life, and business insurance since 1916, operating through more than 6,500 independent agencies across 26 states. They don’t sell direct — every policy goes through a local agent — and that model has earned them a loyal following and consistently high rankings in J.D. Power customer satisfaction studies. With over 100 claims offices nationwide and an A++ AM Best rating, Auto-Owners is built to handle losses quickly and locally, rather than routing your claim through a distant call center.