Berkshire Hathaway GUARD Insurance Companies are best known for small business coverage, writing businessowner’s policies, workers’ compensation, commercial auto, general liability and commercial umbrella through a network of roughly 5,000 independent agents nationwide. Established in 1983 in Wilkes-Barre, Pennsylvania, the group is ultimately owned by Berkshire Hathaway Inc. and writes through its AmGUARD, AZGUARD, EastGUARD, NorGUARD and WestGUARD subsidiaries. GUARD carries an A+ (Superior) financial strength rating from AM Best, so your coverage is backed by one of the strongest balance sheets in the industry. You get flexible policy terms, multiple payment options, and online self-service through the Policyholder Service Center and the BHGUARD mobile app. If you operate a restaurant, retail store, contracting business, hotel, auto shop or professional office, GUARD is a market worth a look.