BestOne Dental was designed around the two things people dislike most about individual dental coverage, carrying no annual deductible and no waiting period on the Choice plans, replacing both with a flat $25 copay per visit. Annual maximums run $3,000 or $5,000 per covered person, three to five times what a typical individual dental plan allows, and each covered child gets the same maximum as an adult. Plans are PPO designs sold in Individual, Individual plus Spouse, Individual plus Children and Family tiers, both on state ACA marketplaces and off-exchange. BEST Life and Health Insurance Company underwrites every BestOne policy and holds an AM Best rating of B++ (Good). Because BestOne is a product brand rather than a separate insurer, your network access, billing and claims service all run through BEST Life.
