Chubb is the world’s largest publicly traded property and casualty insurer, operating across 54 countries with a presence going back to 1882. They’re best known for high-net-worth personal lines — covering estates, fine art, jewelry, and complex liability exposures that standard carriers won’t write — and for sophisticated commercial risk solutions for mid-size to large businesses. Chubb holds an A++ rating from AM Best and a reputation for paying covered claims without the friction many policyholders encounter elsewhere.