Cigna Healthcare is the health benefits arm of The Cigna Group and is built primarily around employers, running everything from fully insured small group plans to administrative services for large self-funded organizations with employees in multiple countries. Its lines include medical, pharmacy benefits through Evernorth, dental, vision, behavioral health, supplemental health products such as accident and critical illness, group disability and life, plus individual and family plans on the ACA marketplace. Corporate history traces back to Connecticut General, founded in 1865, and Insurance Company of North America, founded in 1792, which combined in 1982 to create Cigna. In March 2025 the company sold its Medicare Advantage, Part D, Medicare Supplement and CareAllies businesses to Health Care Service Corporation, so Medicare plans now sit with HCSC rather than Cigna. AM Best affirmed a Financial Strength Rating of A (Excellent) for the group’s key U.S. life and health subsidiaries in March 2026.