Edison focuses on one thing, insuring Florida homes and condominiums, including a steady volume of policies assumed out of Citizens through the state’s depopulation program. The company was founded in 2005 and has been operated since 2010 by Windward Risk Managers, which also manages Florida Peninsula, and it serves more than 170,000 policyholders through roughly 2,200 independent agents. Your HO-3 or HO-6 policy can be built out with equipment breakdown and service line coverage, identity theft restoration, animal liability, added water backup and liability limits, and a flood endorsement for qualifying homes that avoids the standard 30 day wait. Claims are adjusted by Edison’s own staff, with inspection typically scheduled within 72 hours of the report. AM Best does not rate Edison; Demotech affirmed its Financial Stability Rating of A (Exceptional) on June 19, 2026.
