Encompass Insurance is known for the EncompassOne Policy, a package approach that puts your home, auto and personal umbrella coverage on one policy with a single premium and a single deductible. Allstate created the brand in 1999 after buying CNA’s personal lines business, and it is sold only through independent agents rather than direct to consumers. You can build coverage from home, condo, renters, auto, RV, watercraft and umbrella options across three EncompassOne packages: Special, Deluxe and Elite. Encompass carries an A+ (Superior) financial strength rating from AM Best as part of the Allstate group. Claims reporting is available any time, and you manage policy documents, ID cards and payments through your MyEncompass account or the mobile app.
