Florida Peninsula writes only in Florida and has processed more than 190,000 claims since it opened in 2005, which is the kind of hurricane-season track record worth weighing when you choose a property carrier. Coverage includes homeowners, condo, renters and DP-3 landlord policies for rental and investment property. Optional endorsements add flood, equipment breakdown, identity theft and animal liability, and the company applies wind mitigation credits along with senior and monitored alarm discounts. About 2,500 independent agents represent the carrier, which is headquartered in Boca Raton, managed by Windward Risk Managers, and is the parent company of Edison Insurance. Like most Florida property specialists, it is not AM Best rated; Demotech affirmed its Financial Stability Rating of A (Exceptional) on June 19, 2026.
