Golden Rule Insurance Company is known for pioneering low-cost, straightforward individual health coverage and remains a well-known name in short term medical insurance. Founded in 1940 and acquired by UnitedHealth Group in 2003, Golden Rule now sells under the UnitedHealthOne brand, giving you short term medical, TriTerm medical, fixed indemnity, accident, critical illness, dental, and vision plans. The company carries an A (Excellent) rating from AM Best. You can review benefits, submit and check claims, and pay your bill through your UnitedHealthOne member portal, with licensed representatives available by phone weekdays.