John Hancock has been writing life insurance in the United States since 1862, making them one of the oldest and most established names in the business. Today they’re part of Manulife Financial Corporation and offer term, universal, and whole life policies alongside long-term care and annuity products. Their Vitality program — which rewards policyholders for healthy behaviors like exercising and getting preventive screenings — can lower your premium over time and is one of the more interesting innovations in individual life insurance in recent years.
