LifeSecure writes supplemental health and long term care coverage, including accident, critical illness, hospital recovery, and both individual and employer sponsored long term care insurance. The company was formed in 2006 in Brighton, Michigan as a subsidiary of Blue Cross Blue Shield of Michigan, and it was acquired by a private investment firm in late 2025. Products are sold through agents, worksites, and associations, and benefits are paid directly to you by check or electronic funds transfer. You can start a claim by phone, download a fillable claim form, or submit documents electronically through your personal web portal. AM Best does not currently publish a financial strength rating for LifeSecure.