Loyal American Life Insurance Company underwrites much of Cigna’s supplemental health portfolio, including lump sum cancer and heart attack/stroke plans, cancer treatment, accident expense, hospital indemnity, whole life, and Medicare Supplement coverage. The company dates to 1955 and now operates from Austin, Texas as an operating subsidiary of The Cigna Group. These plans pay cash benefits directly to you, which you can apply to deductibles, copays, or anything else your major medical plan leaves uncovered. You submit accidental injury, critical illness, hospital care, and wellness claims through myCigna, or by emailing a completed claim form. Policy service, billing, and claim tracking all run through the same myCigna account.
