Mutual of Omaha has been writing life insurance and financial protection products for over a century, and they remain one of the most recognized names in Medicare Supplement (Medigap) coverage in the country. As a mutual company, they answer to policyholders rather than shareholders, which shapes how they price products and handle long-term obligations. They also offer term and whole life insurance, disability income coverage, and long-term care products — making them a practical one-carrier option for individuals building a personal insurance foundation.